An assumption, not a promise — market returns vary from year to year.
Raise the monthly amount by this percentage every year (0 = fixed SIP).
Maturity value (₹)1,161,695.38
Total invested (₹)600,000
Estimated returns (₹)561,695.38
Absolute return on the amount invested93.62%
Number of instalments120
Monthly instalment in the final year5,000

All amounts in rupees. FV = M × ((1 + i)N − 1) ÷ i × (1 + i), with i = 12% ÷ 12 per month and N = 120 instalments invested at the start of each month: invested ₹6,00,000 → ₹11,61,695. The return is an assumption; actual mutual fund returns are not guaranteed.

Year-by-year growth
YearInvested so farValueGain
160,00064,0474,047
21,20,0001,36,21616,216
31,80,0002,17,53837,538
42,40,0003,09,17469,174
53,00,0004,12,4321,12,432
63,60,0005,28,7851,68,785
74,20,0006,59,8952,39,895
84,80,0008,07,6333,27,633
95,40,0009,74,1084,34,108
106,00,00011,61,6955,61,695

SIP Calculator · free calculator by CalcWorthy